Sincerely, Ann Aranda
1-21-04 Dear Dave, Just a quick note to thank you for the time you spent with me earlier today. Your high level of energy and enthusiasm were very inspirational! If you are indicative of the level of agents associated with Keller Williams, then I look forward to an opportunity to explore my options with the company further. Continued success to you Dave, and again, thanks. Sincerely, Ann Aranda
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First Time Buyers >Credit Card Traps
It is not unusual for first-time buyers to be free of debt. They have been saving for their first home for many months or even years. But after they move into their new home, the new homeowners are often deluged with pre-approved credit card applications from banks and stores offering credit lines. Before they realize what is happening, they can be overwhelmed with debt.
The consumer credit agencies know that mortgage companies do thorough checks before approving a loan, and those who have passed through that process are considered good credit risks. They also know that new homeowners often need to make major purchases of furniture and appliances at a time when they have depleted most of their savings accounts. After years of disciplined savings, new owners may be faced with a tremendous temptation to just say "charge it" for the things they need.
If you have just purchased a home, be aware--and wary--when those credit card applications start pouring in!
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